Compare Dental plans and dental discount cards in California

Our dental plan recommendations

After years of research and customer feedback, the two dental plans that we recommend are the Blue Cross Individual Dental PPO and the Benefit Designers Card.

Blue Cross Enrollment Form Benefit Designers Card Application

We believe these two plans are the best in their categories (one dental PPO and one Benefits Discount Card).

Option 1) Blue Cross Dental PPO
The Blue Cross Dental PPO plan is a true dental PPO that pays for your cleanings and other preventative services and allows you to go to see any dentist.

Option 2) Benefit Designers Card
If you want to receive substantial discounts off of your dental needs, but don't want to spend an arm and a leg for dental insurance, than we highly recommend the Benefit Designers Card. Also, like the Blue Cross Dental PPO plan, the Benefit Designers Card uses a large PPO dental network, namely Aetna Dental Access network.

but... if you want quotes on all dental plans available in California, click here.

Here is a side-by-side comparison of our recommended plans, so you can make your own decision.

Feature	Blue Cross Individual Dental PPO	Benefit Designers Card

Plan Type:	Dental PPO	Discount Card
Cost:	Moderate to High	Very affordable
Network:	Excellent. Many dentists that accept dental insurance are in the Blue Cross PPO dental network. Therefore you probably won't have to change dentists with this plan.	Uses the Aetna Dental Access network. This is a very large dental PPO network, and most dentists that take PPO insurance are in this network.
Out of network availability:	Any dentist may be used since this is a PPO, but out-of-network dentists will increase your out of pocket costs, as Blue Cross pays a smaller percentage for services performed with dentists that are "out of network."	You must go to a dentist in the Aetna Dental Access Network to use this card. Check available dentists in the Aetna Dental Access network here. Be sure to select "Aetna Dental Access"
Preventative Services:	Basic cleanings and x-rays are included at no charge for "in-network" dentists.	These services are offered at substantial savings. Typical cleanings range from $47 to $80.
Annual Deductible:	$50	None
Annual Cap on Coverage:	$1000 (orthodontics not covered)	Unlimited usage. Discounts are offered on most all services, including orthodontics.
Waiting periods:	Preventative: None Basic services: 3 months Major services: 12 months	No waiting periods or annual caps.
Who is the plan for:	This plan is for people that have a dentist they like and do not want to change. Also, it is best for people that do not need any immediate dental services as this plan has a 3 month waiting period for basic services and a 12 month waiting period for major services. There is no waiting period on preventative services (cleanings, x-rays, etc.). This plan has higher monthly premiums than an HMO dental plan, however the out of pocket costs will be lower than with an HMO for services rendered.	This plan is for individuals and families that do not want to spend high premiums for a dental plan, but will pay a modest monthly fee to get substantial discounts on everything from cleanings, x-rays, fillings, root canals, crowns and even orthodontics. Also, since the plan utilizes the vast Aetna Dental Access network, you still have access to many of the dentists you may already be using. The plan is also great for small companies that want to offer an affordable voluntary dental card for their part time or full time employees.
Additional benefits:	Dental benefits only.	This card offers a lot more than just dental discounts, such as access to discounts on medical services through the Beech Street PPO network, Discounted prescription drugs, Financial wellness, VIP Health and Wellness, Home alarm discounts, Identity theft prevention services, and hearing aid discounts.
Pricing:	Click here for Blue Cross Individual PPO dental pricing.	$29.99 White Card $39.99 Blue Card (adds chiropractic discounts, enhanced Rx)
Additional Information:	Click here for additional information on the Blue Cross Individual PPO dental plan.	Click here to download the brochure
Apply now:	Download a Blue Cross Dental application here. Simply print it, fill it out and mail or fax it back to us at: Cal Health Plans Insurance Svcs. 1300 Park Newport Ste 415 Newport Beach, CA 92660 (include voided check for monthly billing)	Click here to download the enrollment form Simply print it, fill it out and mail or fax it back to us at: Cal Health Plans Insurance Services 1300 Park Newport Ste 415 Newport Beach, CA 92660 (include voided check for monthly billing)

As we mentioned, the two plans above are the best two options available,
however, if you want to see more dental plans...
Click here

In addition to California dental plans, we also offer health plans for families and individuals in California, health plans for seniors in California, California small group health plans and dental plans in California. Our site gives you the ability to compare California health plans and dental plans as well.

Thanks for the opportunity to help you with your California health insurance plan. There are many health plans in California and our site is designed to help you wade through the choices and allow you to compare California health insurance plans so that you can make the right decision. Once you compare California family health plans, compare California individual health plans and compare small group plans in California, the site allows you to apply for a health plan online, or download a California health plan application directly from our site..

The primary California health insurance plans that we carry are Blue Cross of California, Blue Shield of California, Health Net of California, PacifiCare of California, Nationwide Health Plans, and Universal Care Health Plans. We also carry term life insurance products by CPIC Life.