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Companies are spending
thousands of dollars per employee (between 23%-39% of individual salary)
for group benefits that are not fully understood or appreciated. As a
matter of fact, most employees have no idea of the magnitude of their
benefits or how much they really cost until they need to use them.
Group benefits represent the 2nd largest
corporate cost after payroll. And unlike payroll, which can be
controlled, group benefit costs rise each year regardless if they are used
or not. The result is your company is paying ever higher premiums for
benefits that may not be used or represent the best fit for your workers.
This diminishes your ability to retain and recruit excellent workers and
wastes valuable resources.
What can be done to control employee
benefits costs?
Proactive benefits planning combined with proper
communication with your employees is a necessity. Studies have shown that
the more your employees are educated on their group benefits (what they
provide and what they don’t) the more efficient they become in the use of
those benefits. A corollary of this effect is better employee morale,
improved productivity and profits and more appreciation for the company
providing those benefits.
In other words, if you find it necessary to
raise deductibles or copays or even go with a completely different
concept, such as a Health
Savings Account (HSA) for example, your employees need to know that
any changes implemented are being done as an effort to continue providing
benefits to protect their families. Additionally they need to be educated
on how to best take advantage of the new plan. We can help you accomplish
that.
There are many companies that underwrite group
benefits. Choosing between them is a complex decision. As experts in
this field, we can provide you with the expertise to ensure you understand
your choices in detail and make sure that the benefits plan is the right
one for your company and employees.
Bottom line... we make sure that the plan we
recommend meets your budget so that you can continue to offer these
valuable benefits to your employees.
Cal-Health-Plans
uses innovative, cost-containment ideas that save California companies as
much as 10% to 25% on their group health insurance plans. We analyze your
needs and work with you to implement the most cost effective plans
available from all of the major health insurance carriers providing these
benefits.
It doesn't cost you anything to
take the next step!
Fax back our quote request form here
Contact us now and allow us to analyze your
current plan versus all available plans and make a recommendation that
will lower your health insurance bill at the start of the next month.
You can either call us directly at
1-800-610-6418 and/or fill out the form below so we can start working on
your quote and recommendations immediately.
Get a quick quote...
Thanks for taking a few minutes to fill out
this form. We take our business serious and will be in contact within one
business day, if not same day.
Step 1 ...
Company info
(employee "census" information
follows in Step 2)
Cal-Health-Plans relies
on the extensive experience of our professional staff of researchers and
analysts to put together the most cost effective and cost containing
insurance "solutions" available on the open market. Take
advantage of our ongoing research, tax saving strategies and
recommendations today!
W. Lorenz - California D.O.I. License:
0D61899
California
group quotes
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